Is someone out to steal your Social Security benefits?

I've been hearing a lot about the illegal immigrants and how they're stealing our Social Security benefits. In an effort to find out for myself what the facts are, instead of digesting what is fed to me by the media, I went on a fact finding mission.  I first went to the Social Security Administration to find out how a person qualifies for Social Security benefits.

Who qualifies for Social Security benefits at retirement?  According to the Social Security website, “When you work and pay Social Security taxes, you earn “credits” toward Social Security benefits.  The number of credits you need to get retirement benefits depends on when you were born. If you were born in 1929 or later, you need 40 credits (10 years of work).”

Another way of qualifying is to be married at least 10 years to someone who pays in to Social Security.  You can even be divorced from them and collect on their benefit.  You must be 62 and unmarried.

The final way of qualifying is through disability.  That has to be the least appealing way to qualify, in my mind, at least.

    

To sign up for benefits you need:  1) a social security number, 2) a birth certificate, 3) your W-2 forms or self-employment tax return for last year; 4) your military discharge papers if you had military service; 5) your spouse’s birth certificate and Social Security number if he or she is applying for benefits; 6) proof of U.S. citizenship or lawful alien status if you (or a spouse or child applying for benefits) were not born in the United States; and, 7) the name of your financial institution, the routing number and your account number, so your benefits can be deposited directly into your account

Reference: Social Security Administration Publication No. 05-10035, January 2010

Well that seems to put to rest any fears I might have that illegal immigrants are going to steal my Social Security benefits.  

In the last few years I have been following the retirement estimates from Social Security a lot closer.  You know, the ones they send you every year about three months before your birthday.  The more I make, the higher the benefits have climbed.  I certainly wouldn't appreciate an illegal alien stealing my number and submitting earnings at minimum wage!

I read an article in the New York Times that says the contributions to Social Security from illegal immigrants largely allow the program to stay afloat.  It has been said that illegal aliens contribute $8 billion a year to Social Security.  This is money they paid in, but will never receive back in retirement.

How can this happen?  How can illegal aliens have a Social Security number?  According to that New York Times article (April 5, 2005) by Eduardo Porter:  It’s quite simple: they are buying fake or assuming other people's numbers.  Since the late 1980s the Social Security Administration has experienced a huge increase in the number of W-2 earnings reports with false numbers.  They have set aside what is called an “earnings suspense file” as a result.  They are hoping to someday clear out this file, but it has continued to grow, and was, at last estimated in 2005, growing on average by more than $50 billion a year.  The Social Security tax revenue gain as a result of this is estimated at $6 billion to $7 billion, and another $1.5 billion in Medicare taxes.

So why is there all of this concern that illegal immigrants will take our Social Security benefits without ever paying into it?  I suggest that it is another piece of the propaganda puzzle.  I think this is an example of a manipulation of our emotions – simply to outrage the public.

Vacation day

Image via Wikipedia

I've taken today off and extended my holiday weekend.  It feels incredibly luxurious to be sitting around in my nightgown and robe at 9:51 a.m. on a Tuesday morning.

We're waiting anxiously for our new iPhones to be delivered.  We know that they're on the truck to be delivered as we've been tracking their progress since they left China on July 1st.  Isn't modern life with email and tracking of packages mind-blowing?

On Saturday there is another eclipse.  This time it's a solar eclipse.  Again, it will fall on my Moon.  I've been feeling this urge to get something done.  And that's exactly what this eclipse is about - it's in Cardinal signs which are all about getting something done - starting projects, especially in this case with the conjunction to my Moon, projects that involve the home.  I did get something done and it was in response to James doing some clearing of his own.  He cleared out his side of the bedroom - totally cleared it.  I did the same thing yesterday.  We have an uncluttered bedroom.  It looks like it could handle more furniture now - perhaps a side chair or a rocker.  I would love to set the bed at an angle across the corner of the room, but there's a air vent for the heat/AC, so it won't do to cover it up with the bed.  On the opposite side of the room our chest of drawers is set up this way (across the corner) and I had not considered before that this might work for the bed.  Hmmm...the cable connections are there, so that won't work either.  Decorating choices!!

I did some clearing in my flowers yesterday between rain showers.  I found some branches that the yard service guys left in our peonies.  I threw those aside, and pulled out some weeds.  I absolutely adore the flower blooms.  The geraniums are bulging with blooms of all colors - bright pinks, lavender, blush pink and a deep pink.  We also have a deep crimson regal geranium that is flush with blooms.  The regal geraniums come in many colors and bloom heartily all summer long.  I just love them.  We had a white with lavender tipped one last year that was quite lovely, so I couldn't pass them up this year.  We also have my forever favorite - two begonias in peachy orange.  They are so full of blooms that they look like bouquets.

It looks like rain, but the sun is trying to shine at the same time.  James just left for his workout.  Time for me to hit the shower and beautify myself!